Mortgage America

Local Loans for Local Homes

Documentation needed for a pre-qualification:

  • - Most recent two paystubs
  • - W2 forms and/or 1099s for the past two years
  • - Bank statements from the past two months
  • - Personal tax returns for the past two years
  • - Business tax returns for the past two years (if applicable)
  • - A copy of your mortgage statement, property tax bill and homeowner’s declaration page for each property retained
  • - A copy of your Social Security card
  • - A copy of your Photo ID

5000+ Handwritten 5 Star Reviews

I would like to thank Mortgage America for making my home buying experience easy and uneventful. My broker was always pleasant and knowledgeable about every question that I had. I would love to work with her again on any future purchases I may have. I would certainly recommend Mortgage America to someone looking to purchase.

— Tracy Lee

I Ryan M. would love to thank mortgage America for making my first home buying very easy. Would like to give a special thanks to Jason. I would recommend mortgage American to all

— Ryan M.

Mortgage America came to my rescue after several other nightmare experiences with other lenders. Angela was phenomenal. She was responsive, helpful, and patient throughout the entire process – and my closing was as smooth as can be. Thank you so much, Mortgage America. I’m extremely grateful and will certainly be in touch the next time I need lending!

— Diana

Everyone was very helpful and very informative. They also took time to explain things if I had any questions.

— Chelsea

Happy everything was smooth and on time.

— Johnny V

Angela was great! Very knowledgeable and had me prepared before we went in there. Got an awesome rate with no nonsense.

— Anthony C

Kevin Sutera provided excellent service – would recomend your company based on his performance!!

— Brian Shaw

Had a great experience with Mortgage America. They made the process quick and easy and found a program that suited us the best.

— Jun P

Kevin Sutera from Mortgage America was great! We were first time home buyers and he made the process simiple and easy!

— Gina Raffa

Ranked #1 in Pennsylvania by PHFA

2013 | 2014 | 2015 | 2017 | 2018 | 2019 | 2021 | 2022

Buying a home has never been so easy.

Named the #1 Mortgage Lender in Pennsylvania year after year, Mortgage America handles more loans and originations than all local mortgage lenders combined. Our name is among the most trusted in the mortgage banking industry, and we have the satisfaction ratings to prove it. Purchasing or refinancing your home? Mortgage America offers local knowledge, unparalleled expertise, and service you and your family can rely on.

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September 2023

My experience was fast and stress free.

Eric H.

The best lender in the business

DJ supported our purchase through every stage of searching, offering, and closing. He always made himself available for questions and assistance. The arduous buying process was simplified by having DJ's guidance through the many homebuying checkpoints. I highly recommend his services to all buyers!

Evan Wells | 5/11/2023 | Zillow.com

Couldn’t have found a better lender!

DJ was absolutely fantastic to work with throughout my entire home buying process, from the first steps of getting a pre-approval all the way through closing. He did everything to get me as high of a pre-approval amount as possible, suggested getting a pre commitment when it became obvious I was going to be in many multi-bid situations, and was very helpful in guiding me towards all the documents I needed to send for closing. When I had any questions throughout the process, DJ was always accessible and was always polite and helpful. Whenever I am looking to buy another home in the future, DJ will be my first call for my loan needs!!

Matt Mitchell | 3/16/2023 | Zillow.com

Wonderful Purchase Experience!

What a great experience! Usually going through the mortgage & purchase process is quite painful but DJ made it so easy, it was actually easier than the last time I bought a car! The website is amazing, light years better than the 2 national mortgage sites you often see advertised plus you get DJ who is local guiding you through the whole process. Can't recommend enough, thank you DJ for everything.

Richard Stewart | 9/27/2023 | Zillow.com

Best of the Best

DJ is the best of the best! He made the entire mortgage loan process as smooth and efficient as can be. DJ’s wealth of knowledge helped me understand the process as he kept me well informed every step of the way. He always quickly answered all of my never-ending questions and made me feel comfortable through a new and exciting, but also nerve-racking process! I appreciated him always going above and beyond, and communicating with me throughout the whole process. DJ is genuinely kind and personable - super easy to work with and makes you feel comfortable through a very important purchase. I highly recommend DJ and I look forward to working with him again in the future!

Amanda Ferrill | 7/18/2023 | Zillow.com

Feb 3, 2022

Thank you so much for your help! Honestly, you were amazing again! Thank you, from Jim and I both!

Linda

Jan 24, 2022

Sarah, Thank you so much!! It was a pleasure working with you as well. We will definitely be recommending you to our friends and family. Thanks, Tim

December 9, 2020

I don’t believe this could have been possible without you!! You are amazing and because of your dedication in ensuring I understood everything happening it helped me to feel not only comfortable but trust you. Trusting someone is huge for me. I am so thankful to have chosen you and so thankful you were the one I got to work with. I will not be getting rid of your number. I look forward to hearing from you even after closing and will definitely be recommending you!! Thank you so incredibly much!!!

Bridget L.

Aug 20, 2020

Huge thank you to you and the Mortgage America team! The whole refinance process was smooth and easy from start to finish. I am ecstatic about the savings I will get from my refinance.

Eric

May 27, 2019

Jen was extremely helpful throughout the whole process, making sure we knew everything that was going on and made sure we understood each thing during the mortgage process.

CHANDLER D PETERSHEIM
Lancaster, PA

May 29, 2019

We did not work with a realtor, it was a private sale. We needed alot of guidance and Jen provided it! Thank you for everything you helped us with!!

Lester S Welsh
Holtwood, PA

June 2, 2019

Jennifer helped me secure a home loan that met my needs, during a separation, when another company refused to recognize the home I was moving myself and my children into as anything but an investment property.

Whitney L Nevins
Millersville, PA

June 4, 2019

Jennifer was always there through the process. Ready and willing to walk you through step by step. Always ready to answer questions, or find the answer. Great communication. Kept the process moving on a timely basis. A pleasure to work with.

Jennifer L Gantz
Elizabethtown, PA

June 6, 2019

Jen was very easy to work with and gave us excellent support along the mortgage process

Matthew D Gecelosky
Lititz, PA

June 9, 2019

Jen is an experienced professional and was able to guide us through the home-buying process. Overall we had a good experience with her.

Anne E Gecelosky
Lititz, PA

June 9, 2019

She is amazing and helpful.

Adrian Marin
Ephrata, PA

June 21, 2019

Where to start... Jen is a great communicator - candid, down to earth, consistent, and personable. Jen has a way of making the whole process clear, answering questions simply, and keeping up even with the little details without creating any stress.

Edward J Kuchinski
Willow Street, PA

June 28, 2019

Jen did an amazing job with my mortgage lending experience. We communicated regularly and she was always available to answer any questions I had.

Kerri A Davis
Lititz, PA