Mortgage Loans for Pennsylvania, New Jersey, Delaware, Florida and South Carolina Homebuyers

Multiple financing solutions for borrowers who want local expertise, personal service and loan officers who can help you work through different financing scenarios. Mortgage America, Inc. is a family-owned, local mortgage lender headquartered in Whitehall, Pennsylvania, serving homebuyers throughout Pennsylvania, New Jersey, Delaware, Florida and South Carolina. For more than 45 years, Mortgage America has helped local buyers finance homes with a range of mortgage options, including Conventional, FHA, VA, USDA/Rural Housing, PHFA first-time buyer, jumbo, Physician, Non QM DSCR, Fannie Mae HomeStyle Renovation, Heloc, and Refinance loans. Mortgage America combines local market knowledge, experienced Loan Officers and personalized service to help borrowers identify mortgage options appropriate for their individual circumstances.

Mortgage America offers several financing options that may allow qualified borrowers to purchase with less than 20% down. Options can include conventional, FHA, VA, USDA/Rural Housing and certain Pennsylvania assistance programs. A Mortgage America Loan Officer can help you compare the available options and understand the associated costs and requirements.

Note: The required down payment depends on the mortgage program, borrower qualifications and property. For all down payments of less than 20% of the purchase price or appraised value, conventional mortgage loans must be insured by private mortgage issuers. Private mortgage insurance protects lenders and should not be confused with mortgage life insurance, which protects borrowers.